The Consumer Financial Protection Bureau is one of the most powerful and well-funded government agencies. This organization is responsible for policing various financial industries and protecting American consumers. In efforts to live up to its mission and to utilize all that power and money, the CFPB has not pulled any punches when going after certain […]

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As things stand right now, there are millions of American consumers who have subprime credit scores, or bad credit. If you are one of those folks it may be tempting to believe that you have to simply deal with your low credit score, until it starts to improve over the years. There are, however, some […]

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While most people enjoy the comforts of home – electricity, cable TV, wireless Internet, gas and other services – there is nothing worse than having to pay the bills for those services every month. But, it is a necessary evil. The bad thing is that many people actually overpay for some of the basic comforts […]

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Two people who founded a company that was in the business of reselling loan applications has found themselves in the crosshairs of the Consumer Financial Protection Bureau (CFPB.) It is alleged that these two co-founders were selling applications to lenders and data brokerages without assessing where the leads came from or the companies that they […]

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It seems like ancient history, but it was not really all that long ago that people did not even have the option to get any type of pay TV service. Back then, there were the networks and a few local stations; that was it. Of course, once cable TV began to grow in popularity that […]

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Before you put any energy or effort into an endeavor, it is good to know what the benefits that you will receive are. For example, when a baseball player commits to practicing every day, he or she knows that the payoff will be better performance on the field, and possibly moving on to higher levels […]

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One of the biggest problems facing the payday lending industry is the introduction of new laws that will put a major damper on the industry by way of limiting access to short term loans across the country. Some of the folks behind these new proposals believe that restricting access will solve the debt problems that […]

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The Consumer Financial Protection Bureau, more commonly known as the CFPB, has had what can only be called a shaky track record thus far. The bureau only began officially doing business back in 2012, but they have made some serious waves along the way. Originally designed to help protect consumers from fraudulent financial operations, the […]

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For a few years now we have been hearing about how the Great Recession has finally come to an end, and that complete economic recovery is in the very near future. While this may be true for a lot of folks, many families in Arizona are still having some very rough financial times. Poor decisions […]

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Banks just love to collect fees from their customers to keep revenue flowing. The charge you for going over your account balance and they charge you for not having direct deposit on your account. If there is a way for the banks to charge you for something, you can bet your bottom dollar that they […]

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