Before you put any energy or effort into an endeavor, it is good to know what the benefits that you will receive are. For example, when a baseball player commits to practicing every day, he or she knows that the payoff will be better performance on the field, and possibly moving on to higher levels […]

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For a few years now we have been hearing about how the Great Recession has finally come to an end, and that complete economic recovery is in the very near future. While this may be true for a lot of folks, many families in Arizona are still having some very rough financial times. Poor decisions […]

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